VXUS: Vanguard Total International Stock ETF

VXUS: Vanguard Total International Stock ETF

Diversify globally with stocks from developed and emerging markets

What Is VXUS?

VXUS is Vanguard's Total International Stock ETF — a fund that gives you exposure to virtually every stock market outside the United States. It holds over 8,000 stocks from developed markets like Europe, Japan, and Australia, as well as emerging markets like China, India, and Brazil.

With an expense ratio of 0.07%, VXUS is the most cost-effective way to add international diversification to a U.S.-focused portfolio.

How Does VXUS Work?

VXUS tracks the FTSE Global All Cap ex US Index, which covers stocks in over 40 countries. It's market-cap weighted, so larger international companies like Nestlé, Samsung, and TSMC have bigger positions in the fund.

The fund is split roughly 75/25 between developed and emerging markets, giving you exposure to both stable economies and faster-growing regions.

Expense ratio: 0.07%

Holdings: 8,000+ international stocks

Covers 40+ countries across developed and emerging markets

Dividend yield: Approximately 2.5–3.5% (often higher than U.S. funds)

Historical Performance

International stocks have historically returned less than U.S. stocks over the past decade, leading many investors to question their value. However, there have been long periods where international stocks outperformed U.S. stocks — notably from 2000 to 2009 when the S&P 500 was essentially flat.

Diversification works precisely because different markets take turns leading. Adding VXUS reduces your portfolio's dependence on any single country's economy.

U.S. stocks won't always outperform. From 2000–2009, international stocks significantly outperformed the S&P 500. Diversification protects you when leadership shifts.

Pros and Cons

Exposure to 8,000+ stocks in 40+ countries

Reduces dependence on the U.S. economy

Higher dividend yields than most U.S. funds

Low expense ratio for international exposure (0.07%)

Includes emerging market growth potential

Has underperformed U.S. stocks in recent decades

Currency fluctuations affect returns

Slightly higher expense ratio than VOO/VTI

Emerging market components can be volatile

Foreign tax withholding on dividends

Who Is VXUS For?

VXUS is essential for investors who want true global diversification and don't want all their eggs in the U.S. basket.

Three-fund portfolio builders: The standard international stock component alongside VTI and BND.

Diversification seekers: If 100% of your stocks are in the U.S., VXUS adds a safety net.

Income-focused investors: International stocks often pay higher dividends than U.S. counterparts.

How to Get Started

Assess your current portfolio: Check if you already have international exposure. Many target-date funds include it.

Decide your allocation: A common starting point is 20–40% of your stock allocation in international funds.

Buy VXUS: Search for ticker "VXUS" at your brokerage and purchase shares.

Rebalance periodically: Check your allocation annually and rebalance if it drifts significantly.